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Staff Reporter

Lone Star: Texas Tech Kicker Jonathan Garibay on Dallas Cowboys ‘Opportunity’

May 22, 2022 by Staff Reporter

The Dallas Cowboys have a vacancy – and just one kicker presently on the roster. And he’s a familiar face to Texas Tech fans, as it’s Jonathan Garibay, an undrafted free agent signed by the Cowboys after the 2022 NFL Draft.

“It’s amazing, the opportunity that the Cowboys organization gave me,” he said. “I’m just trying to do the best with it and run.”

Jonathan Garibay

Jonathan Garibay

Garibay

Jonathan Garibay

The Texas Tech star kicker burst onto the national scene in the 2021 college football season when he nailed a booming 62-yard field goal against Iowa State with time expiring. The kick not only set the record for the longest made field goal in Texas Tech history but would have also been tied for the fourth-longest field goal in NFL history.

Despite his sky-high ceiling as a kicker, Garibay showed remarkable consistency throughout his college career. In 2021, he made 15-of-16 field-goal attempts (93.75 percent) and 49-of-50 extra-point attempts. This came as an improvement over his 2020 season, in which he only converted 8-of-11 attempts (72.73 percent).

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Jonathan Garibay

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Jonathan Garibay

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Jonathan Garibay

Since the team released Dan Bailey in 2017, the team seems to have been cursed with terrible kicking luck, especially in the most important moments of games. Three of the 2021 Dallas squad’s five losses were by three points or less. In these three losses, 2021 Cowboys kicker Greg Zuerlein missed a combined four field goals (with at least one miss in each game), and two extra points.

Dallas’ current roster has no other kicker signed alongside Garibay. That’s not likely to remain the circumstance, but …

As it stands, Garibay has a clear path to becoming the next kicker for America’s Team; with his leg, Cowboys fans will remain hopeful that he can once again harness the kicking magic that made Bailey one of the greatest in NFL history.

“The coaches expect a lot from me, the players. And I expect a lot from myself,” Garibay said of his short time at The Star. “I just hope I can help this team accomplish some of its goals.”

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Originally Appeared Here

Filed Under: TECH/SCIENCE

Pan Asia Bank appoints Naleen Edirisinghe as COO – Financial News

May 22, 2022 by Staff Reporter

Pan Asia Bank recently announced the appointment of Naleen Edirisinghe as its Chief Operating Officer (COO) with effect from 26th April 2022 to take the bank to the next phase of growth.

Naleen is a veteran banker with over 35 years banking experience with extensive experience in Retail and SME Banking including Credit, Recoveries, Project Financing and Branch Operations.

He has been with Pan Asia Bank since the year 2000 and has been one of the main contributors to the success the bank has achieved over the years. He started his Banking career in 1987 with Commercial Bank of Ceylon and then Joined National Development Bank in 1998. 

He holds an MSc in Management from the University of Sri Jayewardenepura. He is a Senior Fellow of the Institute of Bankers of Sri Lanka, Fellow of the Certified Professional Managers, Member of the Association of Professional Bankers, Sri Lanka and a Certified Life & Business coach from the Sri Lanka Institute of Training & Development. 
Nalin at present is the Chairman of the Banking Sub Committee of the National Chamber of Commerce of Sri Lanka and is also a Member of the Academic Council of the Institute of Bankers of Sri Lanka.

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Originally Appeared Here

Filed Under: BUSINESS, MONEY

CRE funds invest billions in U.S. real estate

May 22, 2022 by Staff Reporter

Multiple commercial real estate funds have poured more than $2.5 billion into the U.S. real estate market in recent weeks, Bisnow reports. These CRE funds have put money behind apartment, industrial properties and other industry sectors.

For example, Kayne Anderson Real Estate closed Kayne Anderson Real Estate Debt IV at approximately $1.875 billion in capital commitments through its debt platform KA Real Estate Debt. The fund will focus on Freddie Mac-structured products such as loan originations and multi-family, student housing, medial office, senior housing and self-storage acquisitions.

Crow Holdings has established a presence in the multi-family sector. It recently closed on the third pool of its Multi-Family Build-to-Hold Fund for $332 million in equity commitments. The fund, managed by Crow Holdings Capital, currently has $680 million in aggregate equity commitments, according to Bisnow.

“(Trammel Crow Residential) has been developing luxury apartments for decades, and today’s market is unlike anything I’ve seen in my time in the industry,” Ken Valach, CEO of TCR and recently appointed president of the National Multifamily Housing Council said in a statement. “Supply is still well short of demand, leading to increased absorption and rent growth particularly in the markets with diversified economies and job and population growth. I’m proud of our teams’ ability to develop these high-quality communities.”

Meanwhile, real estate private-equity firm Excelsa raised $153 million for its second multi-family fund. The company focused on family offices and high net investors. Developer and private-equity real estate firm Titan Development also joined the industry investment fray, as it closed the Titan Development Real Estate Fund III at $122 million. Fund investors comprised family offices and high net worth individuals. The fund’s primary objective is building multi-family and industrial projects in growing secondary and tertiary markets that have grown in recent years, per a company release.

“We are delighted that Fund III has won the support of investors who share our vision of developing and delivering high-quality solutions for businesses and renters,” said Ben Spencer, Fund Manager and Partner at Titan Development. “It’s a great show of confidence that we closed Fund III in about three months of fundraising. As interest in the Southwest region continues to grow, we look forward to deploying those investments to build projects that will deliver value for our investors and meet the needs of the communities we serve.”

Finally, Elevation Capital Group recently announced its eighth real estate investment fund, Elevation Fund 8, LLC received more than $60 million in commitments. The fund is looking to build a portfolio of mobile-home community and self-storage properties.

“We are encouraged by the progress that Fund 8 is making and we are grateful for the continued trust of our growing investor community,” Ryan Smith, Principal, Elevation Capital Group said in a statement. “We continue to believe that our model coupled with an experienced team will benefit our investors in the years to come.”

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Originally Appeared Here

Filed Under: REAL ESTATE

Price hikes help India Inc fight margin pressure

May 22, 2022 by Staff Reporter

Despite the inflation in inputs, India Inc seems to have managed to protect its margins reasonably well by passing on the costs to consumers. Not all companies have been able to take price hikes to offset the entire increase in costs, but aggregate numbers for Q4FY22 show they have covered some ground.

For a universe of 927 companies (excluding banks and financials), operating profit margins contracted by only 50 basis points year-on-year to 16.37 per cent, in the three months to March. Consequently, the operating profit went up by a good 20 per cent y-o-y and the net profits by a handsome 34 per cent.

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Management commentary suggests companies plan to either raise prices further or offer smaller volumes for the same price to protect margins. By a rough reckoning, prices have been raised by 5-15 per cent for consumer staples, 10-12 per cent for durables, around 10 per cent for automobiles, 5-15 per cent for residential properties and around 5-8 per cent at fast food eateries. By passing on the cost increases, companies have managed to grow their top lines despite, in many cases, selling smaller volumes. For the sample of 927 firms, net sales in Q4FY22 rose 24.2 per cent y-o-y.

Hindustan Unilever, for instance, has upped prices by about 10 per cent, enabling it to report a revenue growth of 11 per cent y-o-y in Q4FY22 despite volumes staying flat. Despite a 9 per cent y-o-y drop in volumes, Eicher Motors posted a revenue growth of 9 per cent y-o-y, thanks to a 21 per cent y-o-y increase in the average selling prices (ASPs).

While profitability may have been under some pressure, the good news is that businesses that were hit by the pandemic are bouncing back with the economy opening up. AB Fashion and Retail, for instance, reported better-than expected Q4FY22 revenue growth of 25 per cent y-o-y as the distributor channel recovered.

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Originally Appeared Here

Filed Under: BUSINESS

Why does campfire smoke follow you? The science behind it

May 21, 2022 by Staff Reporter

With the long weekend upon us, Canadians will likely spend the next few days out at the lake or in their backyards, gathered around a campfire.

This familiar sight also comes with a familiar question: Why does campfire smoke seem to follow you around wherever you go?

As it turns out, the answer boils down to physics.

“What ends up happening is the fire is heating the air and that creates buoyancy, which is the scientific term for hot air rises,” research scientist Kerry Anderson told CTVNews.ca in a telephone interview on Saturday.

Based in British Columbia, Anderson spent more than 30 years with the Canadian Forest Service and currently works for Environment Canada modelling smoke from forest fires for the prediction system FireWork.

He said because hot air is less dense, it lifts and creates a low-pressure zone that draws surrounding air into the fire in order to fill that area.

When someone stands next to a fire, they essentially create a barrier, or shadow, that blocks the surrounding air from being drawn in, creating another low-pressure zone, Anderson explained.

“And what ends up happening is the hot air that’s rising ends up being brought into this vacuum, so it gets pulled toward you,” he said. “And with the head at the top of your body, the smoke is drawn into your eyes.”

How tall a person is, their distance from the fire, whether they’re standing or crouched down, wearing a big jacket or blanket, or sitting in a chair will affect the size of this barrier and how strongly the smoke will be pulled into their face.

For those looking to enjoy a campfire this weekend, Anderson said one way to minimize this phenomenon is to have people position themselves evenly around a fire so the smoke isn’t drawn to any one individual.

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Originally Appeared Here

Filed Under: TECH/SCIENCE

Kotak Securities Announces investment in Fintech Startup Multipl; All You Need to Know

May 21, 2022 by Staff Reporter

Kotak Securities Limited (KSL) has announced an investment in fintech startup Multipl as part of the company’s $3 million Pre-Series A round of funding, along with other investors- Blume Ventures, GrowX Ventures, and IIFL. Founded by serial investors Jags Raghavan, Paddy Raghavan and Vikas Jain, Multipl encourages its users to save money for short term goals. The fintech is working on a ‘Plan Now Pay Smarter’ aka Save Now Buy Later for its users, said an official press release. Multipl works in contrast to BNPL – Buy Now Pay Later, and discourages its users to make credit purchases that can strain their finances.

Partnering with leading brands, the fintech startup has created a Brand Saver Plan where users can save more money on their future spending from these brands. Another model offered by the company is the Market Saver plan, where users can avail of dual benefits- returns from the market and exclusive discounts from the brands.

“Indians have traditionally been savers. Multipl, through its embedded shopping experience, has created an interesting category altogether to incentivize people to plan their spending in advance,” said Shripal Shah, President and COO, Kotak Securities commenting on the latest investment.

Multipl’s CEO & Co-founder Paddy Raghavan said that Kotak’s validation in form of the investment will help the platform in creating a new category that can positively impact the users in the way they save and spend. “Multipl is pioneering the idea of saving for a future expense in a way that is not only financially superior but is also exciting and rewarding,” he added.

Kotak Securities has recently been focusing on engagement with startups involved in innovation and product development for the financial sector.

Earlier, Kotak Securities had previously invested close to Rs 3 crore for a minority stake in fintech startup, Entroq Technologies as part of its Startup Engagement and Investments initiative. Entroq Technologies operates the brand FlipItNews and focuses on ‘reinventing; financial literacy in India by providing curated financial news in less than 50 words. Announcing the investment, KSL said that it was excited to partner with the vision of FlipItNews, especially at a time when simplification of the stock market has become paramount for retail investors in India.

Read all the Latest News , Breaking News and IPL 2022 Live Updates here.

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Originally Appeared Here

Filed Under: BUSINESS, MONEY

Shawnee Pools business staying in the family

May 21, 2022 by Staff Reporter

SHAWNEE TOWNSHIP — Bob and Connie Sutherland have been in the swimming pool business for 53 years, and it all started from an ad in the newspaper.

“They were looking for dealers,” Connie said. “We made an appointment and a salesman came out to the house and we decide to sell pools.”

“A salesman about five to ten times told me, ‘This is your cup of tea now,’” Bob added.

The family-based business Shawnee Pools was originally behind the family’s home. Customers could come and get a water sample tested, buy the necessary chemicals and garner some pool knowledge. Their middle daughter Deanna Roush, who has been working with her parents for 28 years, ran the retail and service teams when the business expanded to a new building and a much larger facility. This allowed Bob to concentrate on the installation side of the business.

“We have loved being a part of our customers lives and helping them create family memories in their backyard,” Roush, who will also be retiring, said. “We have the best customers that have been with us, many 20-plus years, that feel like family to us We have also been blessed with loyal, hard-working employees that have helped us through the years, and they a definitely like family to us, too.”

With 926 residential pools, 134 commercial pools and over 1,984 customers in the books, it is time to pass the torch to new leadership. Shawnee Pools has touched so many families, a fact shown by the steady stream of well-wishing customers, friends and family who were wishing Bob and Connie a wonderful time in retirement during a celebration Saturday.

At the same time, many people were meeting the new owner Chad Stall, Bob’s nephew. Stall worked for his uncle a few summers while in college. Stall earned a degree in engineering which allowed him to design for NASA and defense contractors.

“We’re looking forward to continuing to service Lima and surrounding communities with superior pool care and installation,” Stall said. “We loved that Shawnee Pools was family-run and we will be continuing that tradition. My wife and four sons will all be a part of the business and we’re grateful to the existing employees for staying on to help us plan for the future.”

Located at 4580 Spencerville Road, Bob and Connie Sutherland have made innumerable memories at Shawnee Pools, but now they are looking forward to enjoying their own backyard and spending time with their three daughters, eight grandchildren and two great-grandchildren.

Shawnee Pools owners Connie and Bob Sutherland are retiring after 53 years in the business.

Chad Stall, the nephew of previous owners Bob and Connie Sutherland, is the new owner of Shawnee Pools.

Reach Dean Brown at 567-242-0409.

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Originally Appeared Here

Filed Under: BUSINESS

What are the Texas Tech Red Raiders’ Biggest Weakness Entering Summer?

May 20, 2022 by Staff Reporter

Having a foundation in place for any young coach is essential in college football. Texas Tech’s Joey McGuire has a good problem on his hands with the most important position. 

Tyler Shough or Donovan Smith? The Red Raiders look as if they have stability at quarterback for the first time since 2016. Both combined to lead Tech to a 7-6 record and its first bowl game since 2017. 

But Texas Tech is a young program, and McGuire is hoping to build a lasting culture in Lubbock for years to come — especially with the Big 12 undergoing its makeover starting in 2023. 

Donovan Smith

Tyler Shough

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Tyler Shough

What is the biggest weakness for Tech entering 2022? It’s actually not the offensive line or quarterback. Running back could need a tune-up in terms of who will be the leading rusher, but there are prospects in place. 

Receiver, on the other hand, could use an upgrade. The loss of Erik Ezukanma could be one that hurts for a while. In retrospect, the departure of Kaylon Geiger hurts just as much. 

Both pass-catchers led the charge for Shough and Smith’s aerial production last season under Matt Well and later Sonny Cumbie. The two recorded over 40 receptions each and combined for five scores. Ezukanma averaged a team-high 14.7 yards per reception among receivers with at least 15 catches. 

Geiger was close behind with an average of 12.5 per catch. 

Myles Price will get the first crack at becoming either quarterback’s go-to option on the perimeter come Week 1 against Murray State. He served as the de-facto No. 3 target last season, recording 38 catches for 523 yards and a pair of touchdowns. 

That’s not enough to win in the Big 12 and the Red Raiders have been known for their pass-heavy schemes. McGuire is expected to have a more balanced approach coming from Baylor, but the limitations at receiver put a damper on immediate expectations. 

Price was one of three receivers to finish with at least 30 catches in 2021. Tight end Travis Koontz was close with 21 receptions, but he now hopes to make the final 53-man roster with the Las Vegas Raiders. 

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Myles Price

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Myles Price

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Myles Price

The three returning receiver options combined last season for 33 receptions and scored just two touchdowns. Tight end Mason Thorp was at his best on first and third downs while Loic Fouonji served as a vertical option, averaging 21.8 yards per catch. 

Of his eight receptions, four came on plays over 12 yards. 

This isn’t to say that the Red Raiders won’t have options in the passing game, but a majority of players are unproven. It might not be a problem once Tech hits its midseason stride, but there’s a bit of urgency in terms of finding a new No. 1 before September hits. 

You can follow Cole Thompson on Twitter at @MrColeThompson

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Want More Red Raiders News? Check Out The Latest In Texas Tech News Here

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Originally Appeared Here

Filed Under: TECH/SCIENCE

Nikkei becomes latest major news outlet hit with ransomware

May 20, 2022 by Staff Reporter

Nikkei Group — one of the world’s largest financial news outlets — announced that its Asia headquarters in Singapore is suffering from a ransomware attack that began on May 13.

The Japanese company, which owns The Nikkei and Financial Times newspapers, said in a statement Thursday that it has reported the attack to Japanese and Singaporean authorities.

While the company claimed that no data leak has been confirmed, it noted that the affected server “likely contained customer data” and that investigators are in the process of “”determining the nature and scope” of the attack. 

“We sincerely apologize for the trouble we’ve caused,” Nikkei’s public relations office said in a statement. “We will take appropriate action in cooperation with relevant authorities and strive to enhance information protection.”

The Nikkei incident is one of several involving news outlets in recent years. 

In June 2021, U.S. media conglomerate Cox Media Group was crippled by a ransomware attack that brought down live streams for radio and TV stations across the country. Cox Media owns 57 radio and TV stations in 20 markets and it was eventually revealed that the attackers were from Iran. 

In January, the Lapsus$ extortion gang attacked Impresa, the largest media conglomerate in Portugal and the owner of SIC and Expresso, the country’s largest TV channel and weekly newspaper, respectively.

In September 2019, a ransomware gang attacked CBS-owned Entercom, the second-largest radio broadcasting network in the US, and brought down several radio stations.

Ransomware attacks temporarily disrupted major TV channels like France’s M6 and The Weather Channel in incidents throughout 2019.

Jonathan has worked across the globe as a journalist since 2014. Before moving back to New York City, he worked for news outlets in South Africa, Jordan and Cambodia. He previously covered cybersecurity at ZDNet and TechRepublic.

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Originally Appeared Here

Filed Under: BUSINESS, MONEY

Business News | Business | agupdate.com

May 20, 2022 by Staff Reporter

Competition comment period extended

The public comment period to identify the effects of concentration and competition challenges in seed, fertilizer, other agricultural inputs, and retail markets has been extended to June 15. The U.S. Department of Agriculture seeks information about competition matters in three main areas.

• seed and agricultural inputs, particularly related to intellectual property

• food retail, such as access to retail for agricultural producers and small- and medium-sized food processors through wholesale and distribution markets

Three requests for information were published in the March 17 edition of the Federal Register. The requests are intended to provide the USDA data on competition and market access for farmers and ranchers, new and growing market competitors, and the context of the markets for farmers.

Comments should reference the docket number or the request for information, date of submission, and the page number on which the docket number is published in the Federal Register.

People are also reading…

Comments may be sent to Jaina Nian, Agricultural Marketing Service, USDA, Room 2055-S, STOP 0201, 1400 Independence Avenue, SW, Washington, D.C. 20250-0201. Comments will be made available for public inspection at the address during regular business hours or online.

Visit regulations.gov to submit written comments. Visit ams.usda.gov and search for “anti-competitive markets” for more information.

System required for animal permits

The U.S. Department of Agriculture Animal and Plant Health Inspection’s Veterinary Services is requiring submission of all new and renewal permit applications for live animals and animal products, organisms and vectors via its eFile system. The eFile Veterinary Service Permitting Assistant determines movement requirements and prompts applicants to obtain the required documentation and/or apply for permits.

Applicants must use that system to start the permit application. Applicants with existing Veterinary Service 16-6 permits must renew them using the Veterinary Service Permitting Assistant to select materials that match the existing permit.

Visit efile.aphis.usda.gov or contact 301-851-3300 or apie@usda.gov for animal products, organisms and vectors or LAIPermits@usda.gov for live animals for more information.

Livestock-insurance options updated

The U.S. Department of Agriculture recently updated three crop-insurance options for livestock producers – Dairy Revenue Protection, Livestock Gross Margin and Livestock Risk Protection. The updates were published for the 2023 crop year, which begins July 1, 2022.

Dairy Revenue Protection insures against unexpected declines in the quarterly revenue from milk sales relative to a guaranteed coverage level. Livestock Gross Margin protects against the loss of gross margin or livestock’s market value minus feed costs. Livestock Risk Protection provides protection against price declines.

Producers will have more flexibility for the options when indemnities are used to pay premiums. That can help producers manage cash flow, according to the USDA’s Risk Management Agency.

Producers may now have both Livestock Gross Margin and Livestock Risk Protection policies. But they can’t insure the same class of livestock for the same time period or have the same livestock insured by multiple policies. Additional updates by insurance option are featured.

  • Dairy Revenue Protection – Dairy producers are now able to continue coverage even if they experience a disaster, such as a barn fire at their operation.
  • Livestock Gross Margin – Cattle, dairy and swine coverage has been expanded. It’s available in all counties in all 50 states.
  • Livestock Risk Protection – Insurance companies are now required to pay indemnities within 30 days rather than the previous 60 days, following the receipt of the claim form.
  • Head limits have been increased – fed cattle – 12,000 head per endorsement and 25,000 head per crop year
  • Feeder cattle – 12,000 head per endorsement and 25,000 head per crop year
  • Swine – 70,000 head per endorsement and 750,000 head per crop year
  • termination date in Livestock Risk Protection has been extended from June 30 to Aug. 31
  • location-reporting requirements have been relaxed to list only state and county instead of the precise legal location.

Crop insurance is sold and delivered solely through private crop-insurance agents. Visit rma.usda.gov and search for “agent locator” and rma.usda.gov and search for “livestock insurance plans” for more information.

Ginseng Board election open

The Wisconsin Department of Agriculture, Trade and Consumer Protection recently certified two nominees who are eligible to be elected to the Ginseng Board of Wisconsin. Wisconsin ginseng growers have until June 15 to vote on the candidates.

• Kirk Baumann of Wausau

• Danny Krueger of Wausau

Growers who haven’t received a ballot by May 20 may request one by contacting debbie.gegare@wisconsin.gov or 608-224-5116. Eligible growers may vote for the nominees or write in other eligible producers. Ballots must be emailed or postmarked by June 15.

Elected producers will serve three-year terms beginning July 1 and ending June 30, 2025.

The Ginseng Board of Wisconsin is comprised of seven at-large producers who are responsible for administering Wisconsin’s Ginseng Marketing Order. The board oversees the collection and use of about $300,000 in assessment fees paid by ginseng growers. The funding is used to support the industry through research, education and promotion of Wisconsin-grown ginseng. Visit datcp.wi.gov and search for “agricultural marketing boards” for more information.

The movement of domestic birds to all live events – such as exhibitions and swap meets – is being prohibited by the Wisconsin Department of Agriculture, Trade and Consumer Protection. The agency’s order comes as the state continues to see cases of highly pathogenic avian influenza in domestic and wild birds.

The order expands suspension from poultry to all domestic birds. It will remain in effect until 30 days after the last detection of highly pathogenic avian influenza among domestic flocks in Wisconsin.

To report mortality or signs of illness among domestic birds, contact datcpanimalimports@wisconsin.gov or 608-224-4872 during business hours or 800-943-0003 after hours and weekends. Visit datcp.wi.gov and search for “avian influenza” for more information.

Meat-grant recipients named

Five meat processors will receive grants from the Wisconsin Department of Agriculture, Trade and Consumer Protection. The grants aim to grow the meat industry and improve the long-term viability of the state’s livestock industry.

A total of $200,000 was available for the 2022 meat-processor grants with a maximum of $50,000 allowed for each project. Grant recipients were selected through a competitive review process and are required to provide a match of 100 percent of the grant amount.

The agriculture department received 100 applications with more than $4.4 million in grant requests. 

  • Nordik Meats of Viroqua, $25,000 – expansion of frozen storage, purchase of walk-in freezer unit and forklift, addition of labor
  • Paulie’s Chop Shop of Luxemburg, $50,000 – construction of butcher shop, training, and equipment purchase
  • JM Watkins of Plum City, $50,000 – construction of building and purchase of new smoker
  • Crescent Meats of Cadott, $50,000 – 19,000-square-foot addition
  • Sorg Farm Packing of Darien, $25,000 – reconstruction of carcass cooler and freezer, expansion of processing and cutting room

Visit datcp.wi.gov and search for “Meat and Livestock Development” for more information.

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Filed Under: BUSINESS

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